Terms of Use
Effective as of November 6, 2026
1. General
1.1. These Terms are an agreement between Асиненко Александр Александрович; г. Балашиха, обл. Московская; Roskomnadzor register: 77-26-576300 (order № 617 dated October 21, 2026) (the "Operator", "we", "us"), and the person using the KiddoPay service (the "User", "you"). The Service includes the website https://kiddopay.ru and the KiddoPay mobile apps (the "Service").
1.2. You accept these Terms at registration by ticking "I accept the Terms of Use". You cannot register or use the features of the Service without accepting them.
1.3. Consent to personal data processing is given as a separate document. How we process data is described in the Privacy Policy (https://kiddopay.ru/privacy).
1.4. These Terms are available in several languages. For residents of the Russian Federation, the Russian-language edition (https://kiddopay.ru/terms?lang=ru) prevails. For everyone else, the English edition prevails if translations differ.
2. The Service
2.1. KiddoPay is a family motivation tool. An adult creates a virtual currency, assigns tasks with rewards and runs a rewards shop, competitions and loans within the family.
2.2. The virtual currency exists only within the family. It is not money, electronic money, a digital or crypto currency, a security or a means of payment. It cannot be exchanged for money or transferred outside the family and has no monetary value. Rewards in the shop are given by the adult, not by the Operator.
2.3. All features of the Service are provided free of charge.
3. Accounts
3.1. Only a person who has reached the age of 18 (or the age of majority in their country, if higher) and has full legal capacity may register.
3.2. Children's profiles are created by an adult who is their parent or legal guardian. That adult consents to the processing of the child's data, is responsible for the accuracy of the information and for activity in the child's profile, and supervises the child's use of the Service. A child signs in with a link code and a PIN, without an email.
3.3. You must keep your password, your children's PINs and link codes confidential. If you suspect unauthorised access, change your password immediately and end your active sessions.
3.4. You may delete your account at any time in the Service settings. A family owner with other members must first transfer ownership or delete the family.
4. Acceptable use
You must not:
- use the Service to harm, humiliate, pressure or discriminate against children;
- upload unlawful material or images that infringe the rights of others or damage anyone's honour and dignity;
- upload photos showing a child unclothed or in situations that could harm the child;
- try to access other families or accounts, disrupt the Service or bypass its security measures;
- use the Service for commercial purposes without the Operator's consent.
We may block an account that breaks these rules and remove prohibited material.
5. Your content
You keep all rights to the content you add to the Service (names, tasks, comments, photos). You grant us a free, non-exclusive licence to store and display this content to members of your family solely to provide the Service. The licence ends when the content or your account is deleted.
6. Free use
6.1. The Service is currently completely free. There are no paid features, subscriptions or donations. The Operator does not collect users’ payment data.
7. Liability
7.1. The Service is provided "as is". We try to keep it running without interruption but do not guarantee that it will be free of errors or interruptions.
7.2. We are not responsible for arrangements within a family, for giving rewards, or for decisions adults make based on data in the Service.
7.3. Nothing in these Terms limits liability that cannot be limited under applicable law, including consumer protection law, or affects your statutory rights as a consumer.
8. App stores
8.1. If you downloaded the app from the Apple App Store, these Terms are between you and the Operator, not Apple. Apple has no obligation to provide maintenance or support for the app and is not responsible for handling claims relating to it, including product liability claims, claims that the app fails to meet legal or regulatory requirements, consumer protection claims or claims of intellectual property infringement. To the maximum extent permitted by law, Apple has no warranty obligation for the app. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.
8.2. You must comply with the terms of the store from which you downloaded the app (App Store, Google Play or another store). You confirm that you are not located in a country subject to a comprehensive embargo and are not on any list of prohibited or restricted parties under applicable sanctions law.
9. Changes to the Terms
We may change these Terms and will publish the new edition at https://kiddopay.ru/terms. If the changes are material, the Service will ask you to accept the new edition. Until you do, the features of the Service are unavailable, but you may decline and delete your account.
10. Governing law and disputes
10.1. These Terms are governed by the law of the Russian Federation. If you are a consumer, this choice of law does not deprive you of the protection of the mandatory provisions of the law of your country of habitual residence.
10.2. Before going to court, please send us a claim to kiddopay@odinai.pro; we will respond within 30 days. Disputes are resolved by the competent courts under applicable law. If you are a consumer, you may also bring proceedings in the courts of your country of residence where the law allows it.
10.3. Operator contacts: kiddopay@odinai.pro.